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Time Card Calculator Guide: Hours, Breaks & Overtime

A complete overview of the Time Card / Hours Calculator — multi-shift totals, unpaid breaks, overnight shifts, and overtime pay estimation.

A real timesheet is rarely one number — it's several shifts, each with its own break, sometimes crossing midnight, sometimes triggering overtime. This calculator covers the full picture from one set of shift rows.

What it calculates

  • Per-shift hours: clock-in, clock-out, and unpaid break minutes for as many shifts as you add, including automatic overnight-shift detection.
  • Period total: every shift's worked time added together, shown in both hours-and-minutes and decimal format.
  • Overtime: an optional weekly hour threshold and multiplier, splitting the total into regular and overtime hours.
  • Estimated pay: an optional hourly rate, applied separately to regular and overtime hours.

Why overtime defaults to a simple weekly rule

The default 40-hour/1.5× setup matches the standard U.S. federal rule, but real overtime law varies by state and employer — some require daily overtime, some use different thresholds entirely. The threshold and multiplier are both editable, or you can turn overtime off if it doesn't apply to your situation.

Once you have an estimated gross pay figure, our Paycheck Calculator estimates what actually lands in your bank account after taxes.

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